Nursery Calculator
Adjust salary sacrifice and pension contributions to qualify for tax-free childcare and free nursery hours.
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Tools
Useful calculators and tools
A small collection of calculators to help with common HENRY planning tasks.
Nursery free-hours comparison
Enter tiered hourly rates to see whether 30 funded hours stretched over 38, 50 or 52 weeks lowers your monthly bill.
Pension Annual Allowance
Estimate the maximum pension contributions you and your employer can make without exceeding the annual allowance (currently £60,000), including employer match, carry-forward and optional employer NI pass-through.
ISA vs LISA vs Pension comparison
Compare outcomes across wrappers using today's contribution tax rate, your withdrawal tax rate, NI assumptions, and one shared growth-rate assumption.