30 funded hours over 38 term weeks
£7,792
Net annual cost after tax-free childcare
Weekly funded hours: 30.0 hrs
Gov top-up £1,766 of approx. £2,000
Top-up cap hit in Q3 & Q4
August has no funded hours in this plan.
Tools
Nursery free-hours comparison
Compare how stretching England's 30 funded hours across term time only, 50 weeks or a full 52-week year affects your monthly bill, including August when no term funding is available. To be used as a guide only.
Inputs
Define your paid hours
Funded hours are subtracted before applying your nursery's hourly pricing bands.
Hourly cost bands
Use inclusive ranges (e.g. 1-10 hrs) and leave max blank for an open band.
Band 1
Band 2
Band 3
Results
Cost comparison
Net costs assume you receive the 20% tax-free childcare top-up (every £8 you pay receives £2 from the government), capped at £500 per quarter.
Stretch funding across 50 weeks
£8,314
Net annual cost after tax-free childcare
Weekly funded hours: 22.8 hrs
Gov top-up £2,000 of approx. £2,000
Top-up cap hit in Q1, Q2, Q3 & Q4
Stretch funding across 52 weeks
£8,440
Net annual cost after tax-free childcare
Weekly funded hours: 21.9 hrs
Gov top-up £2,000 of approx. £2,000
Top-up cap hit in Q1, Q2, Q3 & Q4
| Month | 30 funded hours over 38 term weeks | Stretch funding across 50 weeks | Stretch funding across 52 weeks |
|---|---|---|---|
| January | £384 Gross £480 Gov top-up £96 | £635 Gross £793 Gov top-up £159 | £642 Gross £803 Gov top-up £161 |
| February | £384 Gross £480 Gov top-up £96 | £635 Gross £793 Gov top-up £159 | £642 Gross £803 Gov top-up £161 |
| March | £670 Gross £837 Gov top-up £167 | £809 Gross £992 Gov top-up £183 Cap hit in Q1 (lost £16) | £825 Gross £1,004 Gov top-up £179 Cap hit in Q1 (lost £22) |
| April | £574 Gross £717 Gov top-up £143 | £635 Gross £793 Gov top-up £159 | £642 Gross £803 Gov top-up £161 |
| May | £670 Gross £837 Gov top-up £167 | £793 Gross £992 Gov top-up £198 | £803 Gross £1,004 Gov top-up £201 |
| June | £384 Gross £480 Gov top-up £96 | £650 Gross £793 Gov top-up £143 Cap hit in Q2 (lost £16) | £664 Gross £803 Gov top-up £139 Cap hit in Q2 (lost £22) |
| July | £859 Gross £1,074 Gov top-up £215 | £793 Gross £992 Gov top-up £198 | £803 Gross £1,004 Gov top-up £201 |
| August | £1,143 Gross £1,428 Gov top-up £285 Cap hit in Q3 (lost £0) No funded hours | £635 Gross £793 Gov top-up £159 | £642 Gross £803 Gov top-up £161 |
| September | £480 Gross £480 Gov top-up £0 Cap hit in Q3 (lost £96) | £650 Gross £793 Gov top-up £143 Cap hit in Q3 (lost £16) | £664 Gross £803 Gov top-up £139 Cap hit in Q3 (lost £22) |
| October | £670 Gross £837 Gov top-up £167 | £793 Gross £992 Gov top-up £198 | £803 Gross £1,004 Gov top-up £201 |
| November | £384 Gross £480 Gov top-up £96 | £635 Gross £793 Gov top-up £159 | £642 Gross £803 Gov top-up £161 |
| December | £1,191 Gross £1,428 Gov top-up £237 Cap hit in Q4 (lost £49) | £650 Gross £793 Gov top-up £143 Cap hit in Q4 (lost £16) | £664 Gross £803 Gov top-up £139 Cap hit in Q4 (lost £22) |
| Year total | £7,792 Gov top-up £1,766 | £8,314 Gov top-up £2,000 | £8,440 Gov top-up £2,000 |